These terms and conditions ("Terms") govern your use of the website www.kumarassociate.com ("Website"), owned and operated by Kumar Associates ("Company"). By accessing or using this Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use this Website.

Use of Website
1.1. You may use the Website for lawful purposes only. You shall not engage in any activity that interferes with the proper functioning of the Website or infringes upon the rights of others.

1.2. You agree not to use the Website for any unlawful, harmful, or malicious activities, including but not limited to hacking, spreading malware, or engaging in any other illegal activities.

Privacy

2.1. All content on this Website, including text, graphics, logos, images, videos, and software, is the property of Kumar Associates and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

Intellectual Property

3.1. Your use of the Website is subject to our Privacy Policy, which governs how we collect, use, and protect your personal information. By using the Website, you consent to the practices outlined in the Privacy Policy.

Links to Third-Party Websites

4.1. The Website may contain links to third-party websites for your convenience. These links do not imply endorsement by Kumar Associates. We are not responsible for the content or practices of these third-party websites. Please review the terms and privacy policies of any third-party websites you visit.

Disclaimer
5.1. The content on this Website is provided for informational purposes only and does not constitute legal, financial, or other professional advice. Kumar Associates is not responsible for any actions taken based on the information provided on the Website.

Limitation of Liability
6.1. Kumar Associates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or its content.

Changes to Terms and Website
7.1. Kumar Associates reserves the right to modify or update these Terms and the Website at any time without prior notice. It is your responsibility to review these Terms regularly for any changes.

Governing Law
8.1. These Terms are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising from or related to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

Contact Us
9.1. If you have any questions or concerns regarding these Terms, please contact us at [Contact Information].

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and the Privacy Policy. If you do not agree with these Terms, please discontinue your use of the Website.